VA Loans in Vienna, VA
Vienna is a sought-after Fairfax County community next to the Tysons employment corridor and the Metro Silver and Orange lines, with top-rated schools and easy access to the Pentagon and DC. Its higher price points are exactly where a VA loan's 0% down and no PMI carry the most weight.
0%
Down payment
$0
PMI — ever
No limit*
VA loan limit
$2,796+/mo
BAH (E-5 w/dep)
*No county loan limit for veterans with full VA entitlement.
Why Mable for veterans
A VA loan team that knows Vienna
Mable Loans offers one of the widest ranges of mortgage programs anywhere — but veterans hold a special place here. Our dedicated VA Loan department goes above and beyond to make your benefit work as hard as it should, with low rates, fast service, and an easy start.
Not a veteran? We have you covered too — explore all our loan programs.
Buying in Vienna
- Minutes from Tysons and Metro — a premium commuter location.
- Top-rated Fairfax County schools draw steady, long-term demand.
- Higher-cost market where VA's no-down-payment, no-PMI structure is a major advantage.
Why VA loans win in Vienna
0%
Down Payment Required
Qualified veterans can finance 100% of the purchase price.
$0
Private Mortgage Insurance
VA loans never require PMI — saving you $100–$300/mo vs conventional.
Reusable
Lifetime Benefit
Your VA loan benefit isn't a one-time use — it restores after payoff or can run concurrently.
Lower
Average Interest Rate
VA loans consistently average 0.25–0.5% below conventional 30-year fixed rates.
VA loan details — Vienna
Loan limit
No county loan limit for veterans with full entitlement. With reduced entitlement, the county conforming loan limit applies.
Down payment
0% required for veterans with full entitlement — finance 100% of the purchase price.
Funding fee (first use, 0% down)
2.15%, typically rolled into the loan. Waived for veterans receiving VA disability compensation.
PMI
None — ever. VA loans never require private mortgage insurance.
Typical closing time
30–45 days from a ratified contract. PCS-friendly when started early.
Near the Pentagon
Stationed at or PCSing to the Pentagon? See base neighborhoods, BAH context, and commute times.
the Pentagon guide
BAH context — Vienna
$2,796/mo
E-5 with dependents
$3,684/mo
O-3 with dependents
Verify current rates at militarypay.defense.gov.
See today's live VA loan rates
Real, lender-priced rates — updated through the business day.
VA loan FAQs — Vienna
Reviewed by Gerald Hanson — CEO & Mortgage Expert · NMLS #1169684
Can I use a VA loan in Vienna's higher-priced market?
Yes. With no loan limit for veterans with full entitlement and no monthly PMI, VA financing is often the strongest option in higher-cost areas like Vienna and Tysons.
Is there a VA loan limit in Vienna, VA?
No loan limit applies to veterans with full entitlement. With reduced entitlement, the Fairfax County conforming loan limit applies — we confirm your entitlement first.
Do VA loans require mortgage insurance?
Never. VA loans never require private mortgage insurance, which can save $100–$300+ per month versus a comparable low-down-payment conventional loan.
Ready to use your VA benefit in Vienna?
Get pre-approved with a team that treats veterans like family — low rates, fast service, no pressure.