VA Loans in Arlington, VA
Arlington puts buyers next to the Pentagon, Fort Myer, and the most transit-connected neighborhoods in Northern Virginia. It's a higher-cost market where VA financing shines — no down payment and no PMI on a loan with no limit for veterans with full entitlement.
0%
Down payment
$0
PMI — ever
No limit*
VA loan limit
$2,796+/mo
BAH (E-5 w/dep)
*No county loan limit for veterans with full VA entitlement.
Why Mable for veterans
A VA loan team that knows Arlington
Mable Loans offers one of the widest ranges of mortgage programs anywhere — but veterans hold a special place here. Our dedicated VA Loan department goes above and beyond to make your benefit work as hard as it should, with low rates, fast service, and an easy start.
Not a veteran? We have you covered too — explore all our loan programs.
Buying in Arlington
- Walk-to-Metro neighborhoods and minutes from the Pentagon and Fort Myer.
- Higher price points where VA's no-PMI, no-down-payment structure is a major advantage.
- Condos and townhomes are common — we'll confirm VA condo-project approval before you write an offer.
Why VA loans win in Arlington
0%
Down Payment Required
Qualified veterans can finance 100% of the purchase price.
$0
Private Mortgage Insurance
VA loans never require PMI — saving you $100–$300/mo vs conventional.
Reusable
Lifetime Benefit
Your VA loan benefit isn't a one-time use — it restores after payoff or can run concurrently.
Lower
Average Interest Rate
VA loans consistently average 0.25–0.5% below conventional 30-year fixed rates.
VA loan details — Arlington
Loan limit
No county loan limit for veterans with full entitlement. With reduced entitlement, the county conforming loan limit applies.
Down payment
0% required for veterans with full entitlement — finance 100% of the purchase price.
Funding fee (first use, 0% down)
2.15%, typically rolled into the loan. Waived for veterans receiving VA disability compensation.
PMI
None — ever. VA loans never require private mortgage insurance.
Typical closing time
30–45 days from a ratified contract. PCS-friendly when started early.
Near the Pentagon
Stationed at or PCSing to the Pentagon? See base neighborhoods, BAH context, and commute times.
the Pentagon guide
BAH context — Arlington
$2,796/mo
E-5 with dependents
$3,684/mo
O-3 with dependents
Verify current rates at militarypay.defense.gov.
See today's live VA loan rates
Real, lender-priced rates — updated through the business day.
VA loan FAQs — Arlington
Reviewed by Gerald Hanson — CEO & Mortgage Expert · NMLS #1169684
Can I buy a condo with a VA loan in Arlington?
Yes, as long as the condo project is VA-approved (or can be approved). We check project status early so a condo purchase doesn't stall — important in a condo-heavy market like Arlington.
Is a VA loan worth it in a high-cost area like Arlington?
Often, yes. With no loan limit for full-entitlement veterans and no monthly PMI, VA financing is frequently the strongest option even at Arlington's higher price points.
How fast can you close near the Pentagon?
Typically 30–45 days from a ratified contract. If you're on a tight PCS or assignment timeline, start your pre-approval early and we'll build around it.
Ready to use your VA benefit in Arlington?
Get pre-approved with a team that treats veterans like family — low rates, fast service, no pressure.