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Today’s Rates

Current Mortgage Rates

As of June 2, 2026 · $400K loan · 760 FICO · 1.5 pt buydown

Term

30-yr fixed Conventional

Rate

5.999%

APR

6.117%

Buydown cost

1.23 pts ($4,912)

Rate

5.999%

APR

6.117%

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Term

30-yr fixed FHA

Rate

5.500%

APR

6.096%

Buydown cost

0.89 pts ($3,635)

Rate

5.500%

APR

6.096%

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Term

30-yr fixed VA

Rate

5.375%

APR

5.540%

Buydown cost

1.28 pts ($5,166)

Rate

5.375%

APR

5.540%

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Rates shown reflect up to a 1.5-point buydown (≈ $6,000 on a $400K loan) for a 760 FICO, 75% LTV, primary residence, single family home, 30-year fixed. Actual buydown cost may vary based on the rate ladder available that day. Subject to change. Not a commitment to lend.

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Mable Loans, LLC · NMLS #1949497 · Equal Housing Lender