Investment Property Loans
Whether you're building a rental portfolio or flipping your next project, our investor programs — including DSCR and fix-and-flip financing — are built around the deal, not just your personal income.
Benefits
Financing for real estate investors
DSCR loans
Debt-service-coverage-ratio loans qualify you on the property's rental income rather than your personal income — ideal for growing a portfolio.
Fix-and-flip financing
Short-term financing built for purchase-and-renovate projects, designed to move at the speed of your deal.
Portfolio-friendly
Programs that let active investors scale without the documentation hurdles of conventional financing.
Investor-focused guidance
Work with loan officers who understand investment strategy, not just owner-occupied mortgages.
Good fit?
Is an investor loan right for you?
Not sure if this is the right program? Get a free quote and a loan officer will help you compare your options.
Start my free quote- You're buying a rental property and want to qualify on its income
- You're purchasing a property to renovate and resell
- You're scaling a portfolio and want flexible documentation
- You're a seasoned or first-time real estate investor
The process
How it works
Get pre-qualified
Answer a few questions online to see your estimated buying power — it only takes a few minutes.
Talk through your options
Your loan officer compares programs and helps you choose the right fit for your goals and budget.
Shop with confidence
Make offers backed by a pre-qualification letter that sellers take seriously.
Close on your home
We coordinate the details and keep you informed all the way to the closing table.
Questions
Frequently asked questions
What is a DSCR loan?
A DSCR (debt-service-coverage-ratio) loan qualifies you based on whether the property's rental income covers its debt payments — rather than on your personal income and tax returns. It's a popular tool for rental investors.
Do I have to show personal income for an investor loan?
Often not in the same way. DSCR loans focus on the property's cash flow, which is why they're attractive to investors whose personal documentation is complex. We'll confirm what's needed for your scenario.
What is fix-and-flip financing?
It's short-term financing for buying a property, renovating it, and reselling. The structure is built around the project timeline rather than a long-term mortgage.
Can I close in the name of an LLC?
Many investor programs accommodate entity vesting such as an LLC. Tell us how you hold your properties and we'll match you to a program that fits.
What property types qualify?
Investor programs commonly cover single-family rentals, small multi-unit properties, and renovation projects. Share the deal and we'll let you know your options.
Ready to get started?
Get your personalized quote in a few minutes — no obligation, no impact to your credit to start. A loan officer will help you take it from there.